JURY VERDICT: Insurer failed to promptly pay $10,000 underinsured motorist benefits
When a 57-year-old engineer was injured in a car accident caused by another driver, the insurance company was slow to pay out, causing undue emotional and financial stress on the engineer.
The accident occurred when a drunk driver who had $15,000 coverage crashed his automobile into the plaintiff. The plaintiff’s insurance carrier included an underinsured motorists’ coverage for up to $25,000. So after the plaintiff received the $15,000 claim from the at-fault driver’s carrier, he submitted a claim for the difference of $10,000. The Plaintiff had accumulated $5,000 in medical specials and suffered a brain injury as confirmed by psychometric testing. He did not suffer any loss of earnings due to his being away from work for only two days.
The defendant insurance company denied the plaintiff’s claim of brain injury and offered no compensation for the claim. After nine months of refusing to pay out, the case went to arbitration and resulted in an Arbitration Award in favor of the plaintiff for the full $10,000.
The injured party hired Lawrence R. Booth & Johanna J. Hansen of The Law Offices of Booth & Koskoff to represent him in a civil suit against his insurance carrier. The plaintiff claimed this was a case of insurance bad faith, contending that the defendant insurance company stonewalled the claim and never completed a full and fair investigation.
While the defendant did initially offer $50,000 settlement that was later raised to $500,000 during the course of the trial, attorney Booth recommended waiting for the jury to make their final decision. Ultimately the jury sided with the plaintiff and awarded him $1,500,000 in punitive damages plus $40,000 in compensatory.
“Because of Roger’s experience and professionalism, I was able to focus on the others things I needed to do for my brother to care for him during this time. He was a godsend, and I would highly recommend Roger and his staff.”
– Penny Vincelli
“Mr. Booth did an incredible job resolving the case for us, and we are very thankful for the successful ending to our lawsuit. Thank you for your hard work Mr. Booth. You will always be our family lawyer and friend.”
– Sam Kirakosyan
“We felt lucky like we were referred to Booth & Koskoff by someone we trusted. Richard’s professionalism and tenacity showed that he definitely was in our court.”
– John Mahoney
“From the moment I contacted Booth & Koskoff from my hospital bed to the eventual settlement of my case, I experienced nothing but outstanding assistance and representation.”
– Claire Rexon
When I met with Roger, he was honest, genuine, and straight-forward on how we would proceed. Roger took a leap of faith when taking this case. He trusted what I said to be true, and wasn’t afraid to proceed.
– Cynthia Mitchell
The lawyers and staff at Booth & Koskoff were efficient, thorough, helpful and always available, even on weekends. I am very pleased with my overall experience, and I would recommend Booth & Koskoff to anyone who needs an excellent attorney.
– Keith Schultz
My family experienced a tremendous loss as a result of my father’s death. During the entire process of investigation and settlement of our case, we were treated with the utmost professionalism by the Booth & Koskoff attorneys and staff.
– Dale Magner